Inflationexplainer
Does falling household debt mean families are financially healthier?
A mortgage-reporting gap complicates the Q2 decline. Repayment measures offer a different, still qualified view of household finances.
Topic
How consumer borrowing is measured and what changes in credit can tell us. These explanations separate balances, flows and annualized rates while showing why a monthly movement alone does not establish financial health or stress.
Inflationexplainer
A mortgage-reporting gap complicates the Q2 decline. Repayment measures offer a different, still qualified view of household finances.
Consumer creditexplainer
Understanding the increase starts with what remains owed—and requires separate evidence about repayment.