Publication standards
Privacy
How this site handles information and which services are currently inactive.
Updated · Mortgage Rate Outlook
Who operates this site
Mortgage Rate Outlook is operated by David Jung. Send privacy questions to hello@mortgagerateoutlook.com.
What the publication collects
Public content pages use Vercel Web Analytics to count visits and understand which pages, referring sites, countries, browsers, operating systems and device types readers use. Vercel Web Analytics stores anonymized data and does not use cookies. It does not run on this Privacy page, development previews or error pages. The publication does not use session replay, account registration, newsletters, comments or submission forms. The contact page does not send or store a message. Google AdSense is described separately below.
Mortgage calculator
The mortgage calculator processes the figures you enter in your browser. Its code does not submit them to the publication or save them in cookies or browser storage. Reloading the page restores the example values.
When you email us
If you contact us, we receive the email address, name and message content you choose to send, including any attachments. We use that information to answer your question, investigate a correction or handle your request. Email services process messages to deliver and store the correspondence. Sending an email does not subscribe you to a newsletter.
Please do not send account numbers, passwords, identity documents or other sensitive financial information. You can use the same address to ask about correspondence you have sent us. We may keep information needed to investigate a report or document a correction.
Hosting and access
This site is hosted by Vercel. The hosting service may process connection information, including an IP address, request information and access logs, to deliver and secure the site. The public articles do not require an account or sign-in. Hosting services operate separately from the publication’s application.
See Vercel’s privacy policy for the platform’s data practices. We do not state a separate retention period for platform logs we do not control.
External links
Source links take you to another publisher’s website, where its own data practices apply. An external link is not an embedded tracker within our article.
Google AdSense and advertising choices
Public content pages currently include only Google’s account-verification metadata while the site is reviewed. That metadata does not load Google’s advertising script, set advertising cookies or send an advertising request from the page. This privacy page excludes the verification metadata as well. If advertising is enabled after approval, this notice and the required consent controls will describe and govern the active setup.
Google and participating advertising vendors use cookies to serve ads based on visits to this site and other websites. These cookies can support personalized advertising. You can manage Google’s personalized advertising choices in My Ad Center and participating vendors’ choices through YourAdChoices.
Read how Google uses information from sites that use its services, Google’s advertising technology information and Google’s privacy policy for its processing and retention practices. Advertising choices do not disable all cookies or prevent all advertisements.
Advertising remains subject to Google’s site approval and the publisher’s ad settings. Required visitor consent controls must be configured before personalized advertising is enabled where consent is required.
Before other services are activated
This notice will be updated before session replay or another new data-collecting service goes live, with the providers, information processed, purposes, retention choices and available reader controls.
Changes to this notice
The date above records the latest revision. Material changes to the site’s data practices, advertising setup or analytics services will be reflected here.